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Queensland Country Bank · Home loans
Home Loan-Variable Rate
Queensland Country Bank's Home Loan-Variable Rate is a home loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 8.74% to 8.99%.
Advertised rate
8.99%
headline tier
Comparison rate
9.14%
as published
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 8.74% and 8.99% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I, $150,000 and over | 8.99% | 9.14% |
| Variable, Interest only, $150,000 and over | 9.34% | 9.24% |
Rate moves, last 30 days
- 14 October 2026: Variable, P&I, $150,000 and over lifted 0.25pp, from 8.74% to 8.99%.
- 14 October 2026: Variable, Interest only, $150,000 and over lifted 0.25pp, from 9.09% to 9.34%.
Published fees
| Fee | Amount |
|---|---|
| Mortgage Establishment Feeupfront | $250 |
| Mortgage Document Feeupfront | $250 |
| Lenders Mortgage Insurance: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%. | see lender |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| Loan Maintenance Feerecurring | $10 |
| In Branch Redraw Feewhen it happens: Redraw Fee Applies for Assisted Transactions | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Val Fee - PropertyHubupfront | $50 |
| Other Credit Fees: Refer to our Fees and Charges brochure for information on other fees and charges which may apply. | see lender |
| Arrears Letter Fee - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter Fee - Default Notice prior to Enforcementwhen it happens | $70 |
Other Queensland Country Bank home loans
Home Loan-Package 6.24%Home Loan-Package Fixed Rate 6.29%Home Loan-Fixed 6.64%Home Equity Loan 8.49%
Get an email the morning Queensland Country Bank moves this rate.
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