Christmas Club

Queensland Country Bank's Christmas Club is a transaction account. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 2.50% to 2.70%.

Advertised rate

2.70%

headline tier

Tiers

current rate rows

Last moved

+0.20pp

14 October 2026

Advertised rate, last 30 days. Between 2.50% and 2.70% over the last 30 days.

Every current rate (8)

Tier	Rate
Variable, $10,000 to $20,000Floating Balance Tier 3	2.70%
Variable, $50,000 to $100,000Floating Balance Tier 5	2.70%
Variable, $250,000 to $500,000Floating Balance Tier 7	2.70%
Variable, up to $5,000Floating Balance Tier 1	2.70%
Variable, $500,000 and overFloating Balance Tier 8	2.70%
Variable, $5,000 to $10,000Floating Balance Tier 2	2.70%
Variable, $20,000 to $50,000Floating Balance Tier 4	2.70%
Variable, $100,000 to $250,000Floating Balance Tier 6	2.70%

Rate moves, last 30 days

14 October 2026: Variable, $5,000 to $10,000 lifted 0.20pp, from 2.50% to 2.70%.

Published fees

Fee	Amount
DE Mistaken Payment Return Reqwhen it happens	$50
Direct Entry Tracewhen it happens	$40
Honour Chargewhen it happens	$8
Dishonour Insuff. Fundsdishonour	$8
Dormant Account Feewhen it happens	$15
RTGS Payment Received Feewhen it happens	$7.20
Transaction Fees: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges	see lender
Monthly Account Feerecurring	$0

Other Queensland Country Bank transaction accounts

Pension Plus 3.30%All Access 0.01%Business Basic 0.01%Business Platinum 0.01%Learners & Earners All Access 0.01%SmartBudget 0.01%

Get an email the morning Queensland Country Bank moves this rate.

Every Queensland Country Bank rate · every transaction account rate compared · other lenders · this product in the explorer.