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Queensland Country Bank · Overdrafts

Line of Credit

Queensland Country Bank's Line of Credit is a overdraft. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 8.69% to 8.94%.

Advertised rate
8.94%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
14 October 2026
8.69%8.94%5 October 20264 November 2026

Advertised rate, last 30 days. Between 8.69% and 8.94% over the last 30 days.

Every current rate (1)

TierRate
Variable8.94% to 9.44%

Rate moves, last 30 days

Published fees

FeeAmount
Overseas Purchase Feeper transaction: Charged as a percentage of the foreign currency transaction valuesee lender
Disputed Transaction Feewhen it happens$35
Direct Entry Recall of Fundswhen it happens$40
DE Mistaken Payment Return Reqwhen it happens$50
Honour Chargewhen it happens$8
Dishonour Insuff. Fundsdishonour$8
RTGS Payment Received Feewhen it happens$7.20
Other Service Fees: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and chargessee lender
LOC Establishment Feeupfront: Charging on Origination$250
Mortgage Document Feeupfront: Charging on Origination$250
Package Feerecurring: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date.$395
Overlimit Feewhen it happens$30

Other Queensland Country Bank overdrafts

Overdraft - Secured 11.34%Overdraft - Unsecured 15.29%

Get an email the morning Queensland Country Bank moves this rate.

Every Queensland Country Bank rate · other lenders · this product in the explorer.