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Queensland Country Bank · Credit cards
Visa Credit
Queensland Country Bank's Visa Credit is a credit card. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 14.74% to 14.99%.
Advertised rate
14.99%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 14.74% and 14.99% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Balance transfer | 14.99% |
| Cash advances | 14.99% |
| Purchases | 14.99% |
Rate moves, last 30 days
- 14 October 2026: Balance transfer lifted 0.25pp, from 14.74% to 14.99%.
- 14 October 2026: Purchases lifted 0.25pp, from 14.74% to 14.99%.
Published fees
| Fee | Amount |
|---|---|
| Overseas Purchase Feeper transaction | see lender |
| Disputed Transaction Feewhen it happens | $35 |
| Direct Entry Recall of Fundswhen it happens: Applies to Direct Debit, Direct Credit and OSKO payments | $40 |
| DE Mistaken Payment Return Reqwhen it happens | $50 |
| Honour Chargewhen it happens | $8 |
| Dishonour Insuff. Fundsdishonour | $8 |
| RTGS Payment Received Feewhen it happens | $7.20 |
| Other Service Fees: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges | see lender |
| Arrears Letter - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter Fee - Default Notice prior to Enforcementwhen it happens | $70 |
| Overlimit Feewhen it happens | $30 |
| Visa Annual Feerecurring: Annual Fee charged on commencement and annually on anniversary of the commencement date | $39 |
Other Queensland Country Bank credit cards
Get an email the morning Queensland Country Bank moves this rate.
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