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Rates · Credit cards

Credit cards: every current advertised rate

164 credit cards from 50 lenders, lowest rate first, each the figure its lender publishes under the Consumer Data Right today. 10 products restricted by occupation, employer or membership are left out and listed on the lender's page. Click a product for every rate, its 30-day history and its latest moves. What a comparison rate is.

Lowest rate
6.96%
Greater Bank
Median rate
18.87%
across 164 products
Lenders
50
with a current rate

The lowest rate, 6.96%, is 11.91 points below the median of 18.87% on this page; 1 lender prices within 0.25 points of it. In the last 30 days 5 lenders repriced a credit card: 1 cut a rate and 5 lifted one. The latest was Qudos Bank on 1 November 2026, lifting Lifestyle Plus from 15.85% to 19.74%.

Every credit card rate (164)

LenderProductAdvertised rateComparison rate
Greater BankBusiness Visa Credit Card6.96%
Unity BankLow Rate Visa Credit Card7.49%
Police Credit UnionSoLo Credit Card8.74%
Auswide BankLow Rate Visa Credit Card9.74%
WestpacWestpac Lite Card9.90%
Greater BankVisa Credit Card9.95%
Bank of MelbourneBusiness Vantage9.99%
St.George BankBusiness Vantage9.99%
CommFCULow Rate Credit Card9.99%
BankSAVisa Business9.99%
Bank of usVisa Credit Card9.99%
Coastline BankVisa Credit Card10.24%
Coastline BankVisa Credit Card10.24%
First Option BankVisa Credit Card10.49%
People's Choice and HeritageSecured Business Visa Credit Card10.65%
Police BankCredit Card10.76%
Border BankCredit Card10.76%
Credit Union SAEducation Community Credit Card11.49%0.00%
Bank FirstPlatinum Credit Card11.49%
Credit Union SAWorkplace Benefits Credit Card11.49%0.00%
BCU BankClassic Credit Card11.95%
Hume BankVisa Value11.95%
Bendigo BankBendigo Bright Credit Card11.99%
Newcastle Permanent Building SocietyBusiness Plus Credit Card11.99%
Great Southern BankLow Rate Credit Card (New)11.99%
RSL MoneyLow Rate Visa Credit Card11.99%
Australian Military BankLow Rate Visa Credit Card11.99%
P&N BankP&N Bank Visa Classic11.99%
P&N BankP&N Bank Visa Platinum11.99%
Newcastle Permanent Building SocietyValue Plus Credit Card11.99%
Credit Union SAVisa Credit Card11.99%0.00%
Qudos BankLifestyle12.34%
Bank AustraliaLow Rate Visa Credit Card12.34%
Unity BankBusiness - Low Rate Credit Card12.49%
Beyond Bank AustraliaLow Rate Credit Card12.49%
Maitland MutualMutual Visa Credit Card12.49%
Bank FirstClassic Credit Card12.54%
People's Choice and HeritageUnsecured Business Visa Credit Card12.95%
Horizon BankVisa Credit Card12.95%
People's Choice and HeritageVisa Credit Card12.95%
ANZANZ Business Low Rate12.99%
BankwestBankwest Breeze Platinum Mastercard12.99%
INGOrange One Low Rate12.99%
Virgin MoneyVirgin Money Low Rate Credit Card12.99%
BCU BankRewards Credit Card13.05%
SWSbankVisa Credit Card13.45%
Coles Credit CardsColes Low Rate Platinum Mastercard13.49%
ANZANZ Low Rate13.74%
WestpacLow Rate Card13.74%
BankVicLow Rate Visa Credit Card13.95%
Bank of QueenslandBOQ Low Rate Visa Credit Card13.99%
Bendigo BankBusiness Credit Card13.99%
CBALow Rate credit card13.99%
NABNAB Low Rate Business Card13.99%
NABNAB Low Rate Card13.99%
St.George BankRainbow Vertigo Card13.99%
BankSAVertigo13.99%
Bank of MelbourneVertigo13.99%
St.George BankVertigo13.99%
Northern Inland Credit UnionClassic Credit Card14.00%
Coastline BankBusiness Access Plus14.05%
Police Credit Unionextralite Credit Card14.24%
WestpacBusinessChoice Everyday Mastercard14.25%
CBACorporate Low Rate card14.55%
CBALow Rate credit card14.55%
Regional Australia BankYour Choice Visa Credit Card14.69%
Hume BankVisa Clear14.95%
BankwestBankwest More World Mastercard14.99%
MyCardMyCard Clear14.99%
Queensland Country BankVisa Business My Rewards14.99%
Queensland Country BankVisa Credit14.99%
Queensland Country BankVisa Credit My Rewards14.99%
HSBC Bank Australia Limited - Wholesale BankingHSBC Corporate or Purchasing Card15.75%
Macquarie BankMacquarie Ratesaver Card15.95%
NABNAB Business Card16.50%
INGOrange One Rewards Platinum16.99%
CBACorporate Interest Free Days card17.57%
CBAInterest-Free Days credit card17.57%
ANZANZ Business 55 Interest Free Days17.74%
CBACorporate charge card17.99%
CBAProcurement Management Account17.99%
Coastline BankVisa Debit Card18.75%
BankwestBankwest Zero Platinum Mastercard18.99%
BankSAAmplify Business19.49%
St.George BankAmplify Business19.49%
Bank of MelbourneAmplify Business19.49%
NABNAB Qantas Business Signature Card19.50%
NABNAB Rewards Business Signature Card19.50%
Qudos BankLifestyle Plus19.74%
Bank AustraliaVisa Credit Card19.74%
Bank of ChinaBank of China Global UnionPay Card19.99%
Bank of ChinaBank of China Great Wall International MasterCard Credit Card (Gold Card)19.99%
Bank of ChinaBank of China Great Wall International MasterCard Credit Card (Low Fee Card)19.99%
Bank of ChinaBank of China Great Wall International MasterCard Credit Card (Low rate Card)19.99%
Bank of ChinaBank of China Great Wall International MasterCard Credit Card (Student Card)19.99%
BankwestBankwest Qantas Platinum Mastercard19.99%
BankwestBankwest Qantas World Mastercard19.99%
Bendigo BankBendigo Ready Credit Card19.99%
CBACommBank Qantas Business Rewards Credit Card19.99%
Great Southern BankPlatinum Credit Card19.99%
Bendigo BankPlatinum Rewards Credit Card19.99%
Unity BankPlatinum Visa Credit Card19.99%
Bendigo BankQantas Business Credit Card19.99%
Bendigo BankQantas Platinum Credit Card19.99%
Virgin MoneyVirgin Money No Annual Fee Credit Card19.99%
ANZANZ Business Black20.24%
ANZANZ Qantas Business Rewards20.24%
WestpacAltitude Business Gold Mastercard20.24%
WestpacAltitude Business Platinum Mastercard20.24%
WestpacBusinessChoice Rewards Platinum Mastercard20.24%
Macquarie BankMacquarie Black Card20.70%
Macquarie BankMacquarie Platinum Card20.70%
CBABusiness Platinum Awards credit card20.74%
WestpacLow Fee Card20.99%
CBALow Fee credit card20.99%
Bank AustraliaPlatinum Visa Credit Card20.99%
Qantas Money Credit CardsQantas Money Everyday Credit Card20.99%
Qantas Money Credit CardsQantas Money Platinum Credit Card20.99%
Qantas Money Credit CardsQantas Money Titanium Credit Card20.99%
RevolutRevolut Credit Card20.99%
CBASmart Awards credit card20.99%
CBAUltimate Awards credit card20.99%
Qudos BankVISA Platinum Credit Card20.99%
Bank of QueenslandBOQ Blue Visa Credit Card21.99%
Bank of QueenslandBOQ Platinum Visa Credit Card21.99%
Coles Credit CardsColes No Annual Fee Platinum Mastercard21.99%
Coles Credit CardsColes Rewards Platinum Mastercard21.99%
Kogan Money Credit CardsKogan Money Black Credit Card21.99%
Virgin MoneyVirgin Australia Velocity Flyer Credit Card21.99%
Virgin MoneyVirgin Australia Velocity High Flyer Credit Card21.99%
Virgin MoneyVirgin Money Anytime Rewards Credit Card21.99%
ANZANZ First22.49%
ANZANZ Frequent Flyer Black22.49%
ANZANZ Frequent Flyer Platinum22.49%
ANZANZ Platinum22.49%
ANZANZ Rewards Black22.49%
ANZANZ Rewards Platinum22.49%
MyCardMyCard Premier22.49%
MyCardMyCard Premier Qantas22.49%
MyCardMyCard Rewards22.49%
MyCardMyCard Simplicity22.49%
NABNAB Low Fee Card22.49%
NABNAB Qantas Rewards Premium Card22.49%
NABNAB Qantas Rewards Signature Card22.49%
NABNAB Rewards Platinum Card22.49%
NABNAB Rewards Signature Card22.49%
WestpacAltitude Black Rewards World Mastercard23.98%
WestpacAltitude Qantas Black23.98%
WestpacAltitude Qantas Platinum23.98%
WestpacAltitude Rewards Platinum23.98%
WestpacAltitude Velocity Black23.98%
WestpacAltitude Velocity Platinum23.98%
BankSAAmplify Qantas Platinum23.98%
Bank of MelbourneAmplify Qantas Platinum23.98%
St.George BankAmplify Qantas Platinum23.98%
BankSAAmplify Qantas Signature23.98%
Bank of MelbourneAmplify Qantas Signature23.98%
St.George BankAmplify Qantas Signature23.98%
BankSAAmplify Rewards Platinum23.98%
Bank of MelbourneAmplify Rewards Platinum23.98%
St.George BankAmplify Rewards Platinum23.98%
BankSAAmplify Rewards Signature23.98%
Bank of MelbourneAmplify Rewards Signature23.98%
St.George BankAmplify Rewards Signature23.98%

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