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Coles Rewards Platinum Mastercard
Coles Rewards Platinum Mastercard is a credit card. The figures are the ones Coles Credit Cards publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 20.74% to 21.99%.
Advertised rate
21.99%
headline tier
Tiers
2
current rate rows
Last moved
+1.25pp
1 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Cash advances | 21.99% |
| Purchases | 21.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Annual Feerecurring | $99 |
| Late Payment Feelate payment: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | $30 |
| Domestic Cash Advance Feeper cash advance: A Domestic Cash Advance Fee will apply of A$1.95 per transaction amount under A$65.00, and 3.00% of the transaction amount for any transaction equal to or over | see lender |
| International Cash Advance Feeper cash advance: $5 per Transaction for a Cash Advance outside of Australia, debited to your Account on the Transation Date. | $5 |
| International Transaction Feeper transaction: An International Transaction Fee will apply of 3.00%, debited to your Account on the Transaction Date, of which a service and assessment fee of 1.10% is payable | see lender |
| Over-the-Counter Transaction Feeper transaction: You will be charged A$2.25 for each payment made to your Account at Australia Post outlets by cash or EFTPOS. | $2.25 |
| Paper Statement Feewhen it happens: You will be charged a Paper Statement Fee of A$2.00 each month we issue you with a paper statement, debited to your Account in the following Statement Period. | $2 |
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