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Coles Low Rate Platinum Mastercard

Coles Low Rate Platinum Mastercard is a credit card. The figures are the ones Coles Credit Cards publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
13.49%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
13.49%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Purchases13.49%
Cash advances20.74%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Annual Feerecurring$58
Late Payment Feelate payment: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.$30
Domestic Cash Advance Feeper cash advance: A Domestic Cash Advance Fee will apply of A$1.95 per transaction amount under A$65.00, and 3.00% of the transaction amount for any transaction equal to or over see lender
International Cash Advance Feeper cash advance: An International Cash Advance Fee will apply of A$5.00 per transaction for Cash Advance outside of Australia, debited to your Account on the Transaction Date, i$5
International Transaction Feeper transaction: An International Transaction Fee will apply of 3.00%, debited to your Account on the Transaction Date, of which a service and assessment fee of 1.10% is payablesee lender
Over-the-Counter Transaction Feeper transaction: You will be charged A$2.25 for each payment made to your Account at Australia Post outlets by cash or EFTPOS.$2.25
Paper Statement Feewhen it happens: You will be charged a Paper Statement Fee of A$2.00 each month we issue you with a paper statement, debited to your Account in the following Statement Period.$2

Other Coles Credit Cards credit cards

Coles No Annual Fee Platinum Mastercard 21.99%Coles Rewards Platinum Mastercard 21.99%

Get an email the morning Coles Credit Cards moves this rate.

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