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Westpac · Credit cards

BusinessChoice Everyday Mastercard

Westpac's BusinessChoice Everyday Mastercard is a credit card. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
14.25%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
14.25%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Purchases14.25%
Cash advances19.96%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Card Feerecurring: Per card.$75
Foreign Transaction Feeper transaction: Payable as a percentage of the Australian dollar value of any foreign transaction.see lender
Cash Advance Feeper cash advancesee lender
Missed Payment Feelate payment: No Missed Payment fee will be charged for business credit card accounts opened on or after 22 November 2021.$0
Account Keeping Feerecurring$0
Overseas ATM cash withdrawals (partner)per transaction$0
Overlimit Feewhen it happens: $15.00 once per statement period if your credit card account was opened before 21 November 2021.$0
Data Feed Feerecurring: Customers opting in for Data feeds will be charged a monthly fee of $5.00 per Card (up to a maximum of $50 per facility per month) applies when the facility is $5

Other Westpac credit cards

Westpac Lite Card 9.90%Low Rate Card 13.74%Altitude Business Gold Mastercard 20.24%Altitude Business Platinum Mastercard 20.24%BusinessChoice Rewards Platinum Mastercard 20.24%Low Fee Card 20.99%Altitude Black Rewards World Mastercard 23.98%Altitude Qantas Black 23.98%Altitude Qantas Platinum 23.98%Altitude Rewards Platinum 23.98%Altitude Velocity Black 23.98%Altitude Velocity Platinum 23.98%

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