Low Rate Card

Westpac's Low Rate Card is a credit card. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate

13.74%

headline tier

Tiers

current rate rows

Last moved

Never

since tracking began

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

Tier	Rate
Purchases	13.74%
Cash advances	21.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

Fee	Amount
Monthly Card Feerecurring: $7 monthly card fee	$7
Foreign Transaction Feeper transaction: Payable as a percentage of the Australian dollar value of any foreign transaction.	see lender
Cash Advance Feeper cash advance	see lender
Missed Payment Feelate payment: $20 each statement cycle that the minimum monthly payment is not paid by the statement due date.	$20
Overlimit Feewhen it happens: $15.00 once per statement period if your credit card account was opened before 4 June 2012.	$0
Non-Westpac Group ATM feeper transaction: Although not a Westpac fee, using your card in a non-Westpac Group or Westpac Group partner ATM may result in a charge to you.	see lender
Credit Card Surchargeper purchase: In some instances, businesses may administer a 'surcharge' for credit card payments.	see lender
Balance Transfer Feeupfront: Balance Transfer promotion: Request a 0% p.a.	see lender

Other Westpac credit cards

Westpac Lite Card 9.90%BusinessChoice Everyday Mastercard 14.25%Altitude Business Gold Mastercard 20.24%Altitude Business Platinum Mastercard 20.24%BusinessChoice Rewards Platinum Mastercard 20.24%Low Fee Card 20.99%Altitude Black Rewards World Mastercard 23.98%Altitude Qantas Black 23.98%Altitude Qantas Platinum 23.98%Altitude Rewards Platinum 23.98%Altitude Velocity Black 23.98%Altitude Velocity Platinum 23.98%

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