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Altitude Qantas Black
Westpac's Altitude Qantas Black is a credit card. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 30 September 2026, up from 20.99% to 23.98%.
Advertised rate
23.98%
headline tier
Tiers
2
current rate rows
Last moved
+2.99pp
30 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Purchases | 23.98% |
| Cash advances | 23.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Annual Card Feerecurring: $295 plus a separate $155 Qantas Rewards Fee, charged annually (applicable only when the Altitude Qantas rewards program is selected) | $295 |
| Foreign Transaction Feeper transaction: Payable as a percentage of the Australian dollar value of any foreign transaction. | see lender |
| Cash Advance Feeper cash advance | see lender |
| Missed Payment Feelate payment: $20 each statement cycle that the minimum monthly payment is not paid by the statement due date. | $20 |
| Overlimit Feewhen it happens: $15.00 once per statement period if your credit card account was opened before 4 June 2012. | $0 |
| Annual Altitude Qantas Rewards Program feerecurring: Applies annually for customers who choose to earn Qantas Points through the Altitude Qantas rewards program. | $155 |
Other Westpac credit cards
Westpac Lite Card 9.90%Low Rate Card 13.74%BusinessChoice Everyday Mastercard 14.25%Altitude Business Gold Mastercard 20.24%Altitude Business Platinum Mastercard 20.24%BusinessChoice Rewards Platinum Mastercard 20.24%Low Fee Card 20.99%Altitude Black Rewards World Mastercard 23.98%Altitude Qantas Platinum 23.98%Altitude Rewards Platinum 23.98%Altitude Velocity Black 23.98%Altitude Velocity Platinum 23.98%
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