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Credit Union SA rates

Credit Union SA publishes 46 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Credit Union SA's lowest home loan rate is 6.24% on 3-Year Fixed Home Loan Package Principal and Interest, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 4.55% on Children's Savings Account, 0.55 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Credit Union SA repriced 39 products in the last 30 days, most recently lifting Netsave Account on 22 October 2026, from 4.00% to 4.15%.

Home loans

ProductAdvertised rateComparison rate
3-Year Fixed Home Loan Package Principal and Interest6.24%6.82%
3-Year Fixed XL Home Loan Package6.24%7.30%
Interest Only 40 Year Home Loan Package6.29%6.65%
Variable Home Loan Package Specials6.29%6.66%
XL Home Loan Package6.29%6.65%
XL Interest Only Home Loan Package6.29%6.65%
2-Year Fixed Home Loan Package Principal and Interest6.34%6.86%
2-Year Fixed XL Home Loan Package6.34%7.41%
Variable Home Loan Package Specials6.34%6.71%
3-Year Fixed Home Loan Package Interest Only6.74%7.61%
1-Year Fixed Home Loan Package Principal and Interest6.79%6.93%
1-Year Fixed XL Home Loan Package6.79%7.55%
2-Year Fixed Home Loan Package Interest Only6.84%7.70%
3-Year Fixed Rate Home Loan Principal and Interest7.04%7.41%
2-Year Fixed Rate Home Loan Principal and Interest7.14%7.47%
Variable Home Loan Package Principal and Interest7.24%7.59%
1-Year Fixed Home Loan Package Interest Only7.29%7.81%
Discounted Variable Rate Home Loan Principal and Interest7.29%7.32%
Standard Variable Rate Home Loan Principal and Interest7.49%7.54%
3-Year Fixed Rate Home Loan Interest Only7.54%7.73%
1-Year Fixed Home Loan Principal and Interest7.59%7.55%
2-Year Fixed Rate Home Loan Interest Only7.64%7.77%
Investment Variable Home Loan Package Interest Only7.74%7.93%
Discounted Variable Rate Home Loan Interest Only7.79%7.68%
Standard Variable Rate Home Loan Interest Only7.99%7.90%
1-Year Fixed Rate Home Loan Interest Only8.09%7.83%

Savings accounts

ProductAdvertised rate
Children's Savings Account4.55%
Bonus Savings Account3.74%

Term deposits

ProductAdvertised rate
Term Deposit5.30%

Transaction accounts

ProductAdvertised rate
Netsave Account4.15%
55+ Account2.40%
Educator+ Account1.75%
Port+ Account1.75%

Credit cards

ProductAdvertised rateComparison rate
Education Community Credit Card11.49%0.00%
Workplace Benefits Credit Card11.49%0.00%
Visa Credit Card11.99%0.00%

Personal loans

ProductAdvertised rateComparison rate
Green Loan Secured6.14%6.14%
Education Community online-only Special Fixed Rate Personal Loan6.94%6.94%
Education Community Special Fixed Rate Personal Loan7.24%7.24%
Green Loan Unsecured7.79%7.79%
Online-only Special Fixed Rate Personal Loan7.94%8.43%
Special Fixed Rate Personal Loan8.24%8.73%
Education Community Fixed Rate Personal Loan9.24%9.24%
Fixed Rate Personal Loan10.24%10.74%
Education Community Variable Rate Personal Loan12.60%12.60%
Variable Rate Personal Loan13.60%14.12%

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