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Educator+ Account
Credit Union SA's Educator+ Account is a transaction account. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 20 October 2026, up from 1.50% to 1.75%.
Advertised rate
1.75%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
20 October 2026
Advertised rate, last 30 days. Between 1.50% and 1.75% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 1.75% |
Rate moves, last 30 days
- 20 October 2026: Variable lifted 0.25pp, from 1.50% to 1.75%.
Published fees
| Fee | Amount |
|---|---|
| Deposit Periodicrecurring: Where permitted by the account terms and conditions, you can perform unlimited transactions of the following types and we will not charge you a transaction fee: | $0 |
| Transactionper transaction: Payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more. | $0 |
| Arrearswhen it happens: Payable each day that your account is overdrawn (where you have no approved credit limit) or the account is overdrawn beyond your approved credit limit and you | $15 |
| Overdraft or overlimit feewhen it happens: Payable when you perform a transaction in a currency other than Australian dollars using a Visa card. | $15 |
| Currency Conversionwhen it happens | see lender |
| Direct Debit Dishonourwhen it happens: Payable when you have insufficient funds at the time a direct debit is set to occur and the direct debit is dishonoured | $10 |
| Paper Statementrecurring: If you have not opted in for eStatements and we send a paper statements to your nominated postal address we have on record. | $2 |
| Lost VISA Cardwhen it happens: Payable when you lose or misplace your VISA Card and we need to order you a new card | $10 |
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