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Credit Union SA · Home loans
XL Interest Only Home Loan Package
Credit Union SA's XL Interest Only Home Loan Package is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.04% to 6.29%.
Advertised rate
6.29%
headline tier
Comparison rate
6.65%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 6.04% and 6.29% over the last 30 days.
Every current rate (3)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 60%XL Construction Package <60% LVR | 6.29% | 6.65% |
| Variable, Owner occupier, Interest only, LVR 60 to 80%XL Construction Package <80% LVR | 6.34% | 6.70% |
| Variable, Owner occupier, Interest only, LVR 80 to 97%XL Construction Package <97% LVR | 7.24% | 7.59% |
Rate moves, last 30 days
- 8 October 2026: Variable, Owner occupier, Interest only, LVR 60 to 80% lifted 0.10pp, from 6.24% to 6.34%.
- 8 October 2026: Variable, Owner occupier, Interest only, LVR up to 60% lifted 0.25pp, from 6.04% to 6.29%.
- 8 October 2026: Variable, Owner occupier, Interest only, LVR 80 to 97% lifted 0.25pp, from 6.99% to 7.24%.
Published fees
| Fee | Amount |
|---|---|
| Settlement feeupfront | $0 |
| Progress Payment feeupfront | $750 |
| Increase an existing home loan packagewhen it happens | $0 |
| Annual feerecurring | $395 |
| Split Loan Feewhen it happens | $150 |
| Split Loan Feewhen it happens | $100 |
| Guarantor Application Feewhen it happens | $200 |
Other Credit Union SA home loans
3-Year Fixed Home Loan Package Principal and Interest 6.24%3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%1-Year Fixed XL Home Loan Package 6.79%2-Year Fixed Home Loan Package Interest Only 6.84%
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