1-Year Fixed XL Home Loan Package

Credit Union SA's 1-Year Fixed XL Home Loan Package is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.29% to 6.79%.

Advertised rate

6.79%

headline tier

Comparison rate

7.55%

as published

Last moved

+0.50pp

8 October 2026

Advertised rate, last 30 days. Between 6.29% and 6.79% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 1 year, Owner occupier, P&I, LVR up to 80%40 Year Package 1 year Fixed ≤80% LVR	6.79%	7.55%
Fixed 1 year, Owner occupier, P&I, LVR 80 to 97%40 Year Package 1 year Fixed ≤97% LVR	7.84%	7.66%

Rate moves, last 30 days

8 October 2026: Fixed 1 year, Owner occupier, P&I, LVR up to 80% lifted 0.50pp, from 6.29% to 6.79%.
8 October 2026: Fixed 1 year, Owner occupier, P&I, LVR 80 to 97% lifted 0.50pp, from 7.34% to 7.84%.

Published fees

Fee	Amount
Application feeupfront	$0
Increase an existing home loan packagewhen it happens	$0
Annual feerecurring	$395
Settlement feeupfront	$0
Split Loan Feewhen it happens	$150
Split Loan Feewhen it happens	$100
Guarantor Application Feewhen it happens	$200
Rate Lock Feewhen it happens	$600

Other Credit Union SA home loans

3-Year Fixed Home Loan Package Principal and Interest 6.24%3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%XL Interest Only Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%2-Year Fixed Home Loan Package Interest Only 6.84%

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