3-Year Fixed Home Loan Package Principal and Interest

Credit Union SA's 3-Year Fixed Home Loan Package Principal and Interest is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.99% to 6.24%.

Advertised rate

6.24%

headline tier

Comparison rate

6.82%

as published

Last moved

+0.25pp

8 October 2026

Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.

Every current rate (2)

Tier	Rate	Comparison
Fixed 3 years, Owner occupier, P&I	6.24%	6.82%
Fixed 3 years, Investor, P&I	6.49%	7.55%

Rate moves, last 30 days

8 October 2026: Fixed 3 years, Investor, P&I lifted 0.25pp, from 6.24% to 6.49%.
8 October 2026: Fixed 3 years, Owner occupier, P&I lifted 0.25pp, from 5.99% to 6.24%.

Published fees

Fee	Amount
Application feeupfront	$0
Increase an existing home loan packagewhen it happens	$0
Annual feerecurring	$395
Settlement feeupfront	$0
Split Loan Feewhen it happens	$150
Split Loan Feewhen it happens	$100
Guarantor Application Feewhen it happens	$200
Rate Lock Feewhen it happens	$600

Other Credit Union SA home loans

3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%XL Interest Only Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%1-Year Fixed XL Home Loan Package 6.79%2-Year Fixed Home Loan Package Interest Only 6.84%

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