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Credit Union SA · Home loans
1-Year Fixed Rate Home Loan Interest Only
Credit Union SA's 1-Year Fixed Rate Home Loan Interest Only is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 7.59% to 8.09%.
Advertised rate
8.09%
headline tier
Comparison rate
7.83%
as published
Last moved
+0.50pp
8 October 2026
Advertised rate, last 30 days. Between 7.59% and 8.09% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Investor, Interest only | 8.09% | 7.83% |
| Fixed 1 year, Owner occupier, Interest only | 8.39% | 7.64% |
Rate moves, last 30 days
- 8 October 2026: Fixed 1 year, Owner occupier, Interest only lifted 0.50pp, from 7.89% to 8.39%.
- 8 October 2026: Fixed 1 year, Investor, Interest only lifted 0.50pp, from 7.59% to 8.09%.
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $600 |
| Split Loan Feewhen it happens | $150 |
| Split Loan Feewhen it happens | $100 |
| Guarantor Application Feewhen it happens | $200 |
| Application feeupfront | $600 |
| Rate Lock Feewhen it happens | $600 |
| Application feeupfront | $600 |
Other Credit Union SA home loans
3-Year Fixed Home Loan Package Principal and Interest 6.24%3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%XL Interest Only Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%1-Year Fixed XL Home Loan Package 6.79%
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