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Credit Union SA · Home loans
3-Year Fixed Rate Home Loan Principal and Interest
Credit Union SA's 3-Year Fixed Rate Home Loan Principal and Interest is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.79% to 7.04%.
Advertised rate
7.04%
headline tier
Comparison rate
7.41%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 6.79% and 7.04% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 3 years, Owner occupier, P&I | 7.04% | 7.41% |
| Fixed 3 years, Investor, P&I | 7.29% | 7.65% |
Rate moves, last 30 days
- 8 October 2026: Fixed 3 years, Investor, P&I lifted 0.25pp, from 7.04% to 7.29%.
- 8 October 2026: Fixed 3 years, Owner occupier, P&I lifted 0.25pp, from 6.79% to 7.04%.
Published fees
| Fee | Amount |
|---|---|
| Settlement feeupfront | $300 |
| Split Loan Feewhen it happens | $150 |
| Split Loan Feewhen it happens | $100 |
| Guarantor Application Feewhen it happens | $200 |
| Rate Lock Feewhen it happens | $600 |
Other Credit Union SA home loans
3-Year Fixed Home Loan Package Principal and Interest 6.24%3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%XL Interest Only Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%1-Year Fixed XL Home Loan Package 6.79%
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