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Credit Union SA · Home loans
Standard Variable Rate Home Loan Interest Only
Credit Union SA's Standard Variable Rate Home Loan Interest Only is a home loan. The figures are the ones Credit Union SA publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 7.74% to 7.99%.
Advertised rate
7.99%
headline tier
Comparison rate
7.90%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 7.74% and 7.99% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, Interest only | 7.99% | 7.90% |
| Variable, Owner occupier, Interest only | 9.39% | 8.51% |
Rate moves, last 30 days
- 8 October 2026: Variable, Owner occupier, Interest only lifted 0.25pp, from 9.14% to 9.39%.
- 8 October 2026: Variable, Investor, Interest only lifted 0.25pp, from 7.74% to 7.99%.
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $600 |
| Increase an existing standard variable rate home loanwhen it happens | $300 |
| Settlement feeupfront | $300 |
| Split Loan Feewhen it happens | $150 |
| Split Loan Feewhen it happens | $100 |
| Guarantor Application Feewhen it happens | $200 |
Other Credit Union SA home loans
3-Year Fixed Home Loan Package Principal and Interest 6.24%3-Year Fixed XL Home Loan Package 6.24%Interest Only 40 Year Home Loan Package 6.29%Variable Home Loan Package Specials 6.29%XL Home Loan Package 6.29%XL Interest Only Home Loan Package 6.29%2-Year Fixed Home Loan Package Principal and Interest 6.34%2-Year Fixed XL Home Loan Package 6.34%Variable Home Loan Package Specials 6.34%3-Year Fixed Home Loan Package Interest Only 6.74%1-Year Fixed Home Loan Package Principal and Interest 6.79%1-Year Fixed XL Home Loan Package 6.79%
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