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Ultimate Awards credit card
CBA's Ultimate Awards credit card is a credit card. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
20.99%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Purchases | 20.99% |
| Cash advances | 21.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Additional cardholder feerecurring: Pay no additional cardholder fee to share the convenience of your card with someone else. | $0 |
| Late payment feelate payment: When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date. | $20 |
| Overlimit feewhen it happens: When we first allow you to go over your credit limit in a statement period. | $15 |
| Emergency issue/ lost/ replacement card feereplacement: When you need an emergency replacement card delivered to you. | $20 |
| Qantas Frequent Flyer Direct feerecurring: From 1 October 2026, eligible customers enrolled into CommBank Yello with eligible CommBank credit cards will be able to opt in to have their CommBank Yello poi | $149 |
| International transaction feeper transaction: Pay no international transaction fees for purchases you make overseas or online. | see lender |
| Cash advance feeper cash advance: This is charged for cash advances from Commbank branches or other Australian financial institutions, ATMs, overseas terminals or financial institutions, funds t | see lender |
| Monthly Feerecurring: Payable each month, giving you access to the features and benefits of your credit card. | $35 |
Other CBA credit cards
Low Rate credit card 13.99%Corporate Low Rate card 14.55%Low Rate credit card 14.55%Corporate Interest Free Days card 17.57%Interest-Free Days credit card 17.57%Corporate charge card 17.99%Procurement Management Account 17.99%CommBank Qantas Business Rewards Credit Card 19.99%Business Platinum Awards credit card 20.74%Low Fee credit card 20.99%Smart Awards credit card 20.99%
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