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Low Rate credit card

CBA's Low Rate credit card is a credit card. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
13.99%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
13.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Purchases13.99%
Cash advances21.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Additional cardholder feerecurring: Pay no additional cardholder fee to share the convenience of your card with an additional cardholder.$0
Late payment feelate payment: When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date.$20
Overlimit feewhen it happens: When we first allow you to go over your credit limit in a statement period.$15
Emergency issue/ lost/ replacement card feereplacement: When you need an emergency replacement card delivered to you.$20
International transaction feeper transaction: When you make a transaction that is converted by Mastercard or Visa from a foreign currency to Australian dollars.see lender
Cash advance feeper cash advance: This is charged for cash advances from CommBank branches or other Australian financial institutions, ATMs, overseas terminals or financial institutions, funds tsee lender
Monthly feerecurring: Payable each month, giving you access to the features and benefits of your credit card.$6

Other CBA credit cards

Corporate Low Rate card 14.55%Low Rate credit card 14.55%Corporate Interest Free Days card 17.57%Interest-Free Days credit card 17.57%Corporate charge card 17.99%Procurement Management Account 17.99%CommBank Qantas Business Rewards Credit Card 19.99%Business Platinum Awards credit card 20.74%Low Fee credit card 20.99%Smart Awards credit card 20.99%Ultimate Awards credit card 20.99%

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