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Interest-Free Days credit card

CBA's Interest-Free Days credit card is a credit card. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
17.57%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
17.57%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Cash advances17.57%
Purchases, Owner occupier17.57%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Additional cardholder feerecurring: Payable at the same time as your annual fee if you'd like to share the convenience of your card with someone else.$60
Annual Feerecurring: Payable each year, giving you access to the features and benefits of your credit card.$60
Late payment feelate payment: When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date.$20
Overlimit feewhen it happens: Charged when we first allow you to exceed your credit limit in a statement period$10
Emergency issue/ lost/ replacement card feereplacement: When you need an emergency replacement card delivered to you.$20
International transaction fee (Mastercard and Visa transactions)per transaction: When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the fisee lender
ATM cash advance chargeper cash advance: Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Comsee lender
Commonwealth Bank over-the-counter cash advance chargeper cash advance: Charge applies to cash advances at Commonwealth Bank Branches.see lender
Non-Commonwealth Bank over-the-counter cash advance chargeper cash advance: Charge applies to cash advance transactions made at other financial institutions within Australia.see lender
Any other Commonwealth Bank Network cash advance chargeper cash advance: Charge applies to cash advances by way of funds transfer through NetBank, CommBiz, Phonebank Transfer, Commonwealth Bank Customer Service Centre, Australia Postsee lender
Overseas terminal or bank cash advance chargeper cash advance: $4.00 or 1.5% of the cash advance amount (whichever is greater).see lender
Cash equivalent items or cash substitutes cash advance chargeper purchase: Charge applies to purchases of items we consider equivalent to cash, such as gambling, lottery tickets, money transfers or travellers cheques, including transacsee lender

Other CBA credit cards

Low Rate credit card 13.99%Corporate Low Rate card 14.55%Low Rate credit card 14.55%Corporate Interest Free Days card 17.57%Corporate charge card 17.99%Procurement Management Account 17.99%CommBank Qantas Business Rewards Credit Card 19.99%Business Platinum Awards credit card 20.74%Low Fee credit card 20.99%Smart Awards credit card 20.99%Ultimate Awards credit card 20.99%

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