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P&N Bank · Credit cards

P&N Bank Visa Platinum

P&N Bank Visa Platinum is a credit card. The figures are the ones P&N Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
11.99%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
11.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Balance transfer11.99%
Purchases11.99%
Cash advances19.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Bank@Post Withdrawal Feeper withdrawal: Fee for cash withdrawals at Australia Post Offices.$3
Visa Chargeback Request Feewhen it happens: When a cardholder raises a dispute relating to a card transaction.$25
Statement Retrieval Feereplacement: Fee applies for statements over 12 months old.$2.50
Declined Emergency Visa Card Feereplacement: Payable if your emergency card request is declined.$70
Cash Advance Feeper cash advance: Both domestic and overseas.$5
Credit Card Annual Feerecurring: Annual fee charged at the end of the month from the account opening, then every year at the end of anniversary month.$99
Visa Foreign Currency Conversion Feeper transaction: 3% of the transaction value in AUD.$0
Card Replacement - Standard Feereplacement: For the replacement of a lost or damaged Visa Credit card.$10
Card Replacement - Urgent Feereplacement: For the urgent replacement of a lost or damaged Visa Credit card.$50
Emergency Card Replacement - Approved Feereplacement: For the issue of a temporary emergency Visa Credit card, to temporarily replace a lost, stolen or damaged Visa Credit card.$320
Late Payment Notification Feelate payment: Charged when a payment to a credit card becomes overdue by 11 days and 30 days.$5
Notice of Demand Feewhen it happens: Charged when a payment to a credit card becomes overdue by 46 days.$75

Other P&N Bank credit cards

P&N Bank Visa Classic 11.99%

Get an email the morning P&N Bank moves this rate.

Every P&N Bank rate · every credit card rate compared · other lenders · this product in the explorer.