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ANZ Low Rate

ANZ Low Rate is a credit card. The figures are the ones ANZ publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
13.74%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
13.74%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Purchases13.74%
Balance transfer23.49%
Cash advances23.49%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Account Servicerecurring$58
Overseas Transaction Feeper purchase: We charge 3.5% of any overseas transaction using your ANZ Credit Card.see lender
Overlimit Feewhen it happens: We charge an Overlimit Fee if: • we allow you to exceed your credit limit so that a debit can be processed; and • you have consented to being charged the Overli$20
Priority Feewhen it happens: We charge a Priority Fee if you ask us to issue and deliver a card and/or PIN mailer as a priority.$50
Balance Transfer Feewhen it happens: We may charge a Balance Transfer Fee on any promotional Balance Transfer offers you accept in the future.see lender
Instalment Plan Fee: https://www.anz.com.au/content/dam/anzcomau/documents/pdf/credit-card-fees-charges.pdfsee lender
Cash Advance Feeper cash advance: Any transaction on your account which is a Cash Advance attracts a fee.see lender
Late Payment Feelate payment: We charge a Late Payment Fee if you don’t pay the “Minimum Monthly Payment” plus any amount “Payable Immediately” shown on your statement by the “Due Date” show$20

Other ANZ credit cards

ANZ Business Low Rate 12.99%ANZ Business 55 Interest Free Days 17.74%ANZ Business Black 20.24%ANZ Qantas Business Rewards 20.24%ANZ First 22.49%ANZ Frequent Flyer Black 22.49%ANZ Frequent Flyer Platinum 22.49%ANZ Platinum 22.49%ANZ Rewards Black 22.49%ANZ Rewards Platinum 22.49%

Get an email the morning ANZ moves this rate.

Every ANZ rate · every credit card rate compared · other lenders · this product in the explorer.