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Beyond Bank Australia · Credit cards
Low Rate Credit Card
Beyond Bank Australia's Low Rate Credit Card is a credit card. The figures are the ones Beyond Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 11.99% to 12.49%.
Advertised rate
12.49%
headline tier
Tiers
2
current rate rows
Last moved
+0.50pp
13 October 2026
Advertised rate, last 30 days. Between 11.99% and 12.49% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Cash advances, P&I | 12.49% |
| Purchases, P&I | 12.49% |
Rate moves, last 30 days
- 13 October 2026: Purchases, P&I lifted 0.50pp, from 11.99% to 12.49%.
Published fees
| Fee | Amount |
|---|---|
| Bank@Post Deposit Feeper transaction: This fee is payable for Bank@Post deposits made at participating Australia Post Offices. | $2 |
| Bank@Post Withdrawal Feeper transaction: This fee is payable for Bank@Post withdrawals made at participating Australia Post Offices. | $4 |
| Cash Advance Feeper transaction: This fee is payable whenever you perform a cash advance transaction of your visa credit card. | $4 |
| Default Notice Feewhen it happens: This fee is payable whenever we send you a default notice because you have defaulted under the contract. | $20 |
| Annual Card Feerecurring: This fee is payable at the end of the month in which your account is opened and every 12 months thereafter. | $59 |
Get an email the morning Beyond Bank Australia moves this rate.
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