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Virgin Money No Annual Fee Credit Card

Virgin Money No Annual Fee Credit Card is a credit card. The figures are the ones Virgin Money publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
19.99%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
19.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Purchases19.99%
Balance transfer, standard balance transfer period20.99%
Cash advances20.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Paper Statement Feerecurring: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period.$2
Overlimit Feewhen it happens: Fee per statement period when your credit limit is exceeded.$40
Domestic Cash Advance above $100per cash advance: Domestic cash withdrawals from your credit card.see lender
Late Payment Feelate payment: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.$30
Dishonour Feedishonour: Fee for each time a cheque or Direct Debit payment is dishonoured.$15
International Cash Advanceper cash advance: International cash withdrawals on your credit card.$5
International Transaction Feeper purchase: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant.see lender
Domestic Cash Advance below $100per cash advance: Domestic cash withdrawals from your credit card.$2.70
Over-the-Counter Fee (Bank@Post)when it happens$2.50
Balance Transfer feeper transaction: The balance transfer fee is 3% of the balance transferredsee lender

Other Virgin Money credit cards

Virgin Money Low Rate Credit Card 12.99%Virgin Australia Velocity Flyer Credit Card 21.99%Virgin Australia Velocity High Flyer Credit Card 21.99%Virgin Money Anytime Rewards Credit Card 21.99%

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