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Virgin Australia Velocity High Flyer Credit Card
Virgin Australia Velocity High Flyer Credit Card is a credit card. The figures are the ones Virgin Money publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 20.74% to 21.99%.
Advertised rate
21.99%
headline tier
Tiers
3
current rate rows
Last moved
+1.25pp
1 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Balance transfer, standard balance transfer period | 21.99% |
| Cash advances | 21.99% |
| Purchases | 21.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Annual Feerecurring: Annual fee charged on the card | $349 |
| Paper Statement Feerecurring: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period. | $2 |
| Overlimit Feewhen it happens: Fee per statement period when your credit limit is exceeded. | $40 |
| Domestic Cash Advance below $100per cash advance: Domestic cash withdrawals from your credit card. | $2.70 |
| Dishonour Feedishonour: Fee for each time a cheque or Direct Debit payment is dishonoured. | $15 |
| Late Payment Feelate payment: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | $30 |
| Over-the-Counter Fee (Bank@Post)when it happens | $2.50 |
| International Transaction Feeper purchase: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant | see lender |
| International Cash Advanceper cash advance: International cash withdrawals on your credit card | $5 |
| Domestic Cash Advance above $100per cash advance: Domestic cash withdrawals from your credit card. | see lender |
| Balance Transfer feeper transaction: The balance transfer fee is 3% of the balance transferred | see lender |
Other Virgin Money credit cards
Virgin Money Low Rate Credit Card 12.99%Virgin Money No Annual Fee Credit Card 19.99%Virgin Australia Velocity Flyer Credit Card 21.99%Virgin Money Anytime Rewards Credit Card 21.99%
Get an email the morning Virgin Money moves this rate.
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