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CommFCU · Credit cards
Low Rate Credit Card
CommFCU's Low Rate Credit Card is a credit card. The figures are the ones CommFCU publishes under the Consumer Data Right today. The advertised rate last moved on 10 September 2026, up from 8.99% to 9.99%.
Advertised rate
9.99%
headline tier
Tiers
3
current rate rows
Last moved
+1.00pp
10 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Balance transfer | 9.99% |
| Cash advances | 9.99% |
| Purchases | 9.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Low rate credit card annual feerecurring: For Pink and Blue Low Rate Credit Cards, half the annual fee ($25) is donated to the McGrath Foundation (pink) or the Prostate Cancer Foundation of Australia (b | $50 |
| Late paymentlate payment: Charged to loan account | $25 |
| Card extraction feewhen it happens: Charged on the day of the request | $45 |
| Visa chargebackswhen it happens | $25 |
| Copy of statement (already issued)when it happens: Charged per page. | $1.50 |
| Bank@post cheque depositper deposit: Cheque deposits | $2 |
| Bank@post withdrawal, cash advance or cash depositper transaction: Deposit or withdraw cash via Bank@Post | $2 |
| Cancel replacement of visa cardwhen it happens: Charged in US Dollars | $50 |
| Replacement of visa card (overseas) stdwhen it happens | $55 |
| Replacement of visa card (within aus)when it happens | $12.50 |
| Domestic cash advance feeper cash advance: Fee charged on the day of the transaction | $2 |
| Overseas cash advance feeper cash advance: Charged on the day of the transaction | $5 |
Get an email the morning CommFCU moves this rate.
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