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NAB Low Rate Card
NAB Low Rate Card is a credit card. The figures are the ones NAB publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 13.49% to 13.99%.
Advertised rate
13.99%
headline tier
Tiers
3
current rate rows
Last moved
+0.50pp
1 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Purchases | 13.99% |
| Balance transfer | 22.99% |
| Cash advances | 22.99% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Annual feerecurring: NAB may waive or discount fees at its discretion, as part of a package or promotional offer. | $99 |
| International transaction single currencyper transaction | see lender |
| International transaction multi currencyper transaction | see lender |
| Cash advanceper transaction: Minimum fee $3.50 | see lender |
| Late paymentwhen it happens | $20 |
Other NAB credit cards
NAB Low Rate Business Card 13.99%NAB Business Card 16.50%NAB Qantas Business Signature Card 19.50%NAB Rewards Business Signature Card 19.50%NAB Low Fee Card 22.49%NAB Qantas Rewards Premium Card 22.49%NAB Qantas Rewards Signature Card 22.49%NAB Rewards Platinum Card 22.49%NAB Rewards Signature Card 22.49%
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