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NAB rates
NAB (NATIONAL AUSTRALIA BANK on the Consumer Data Right register) publishes 29 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
NAB's lowest home loan rate is 6.29% on NAB Tailored Home Loan, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.50% on NAB iSaver, 1.50 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. NAB repriced 11 products in the last 30 days, most recently lifting NAB Business Cash Maximiser on 10 October 2026, from 1.25% to 1.50%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| NAB Defence Force Home Loan restricted | 6.29% | 6.42% |
| NAB Tailored Home Loan | 6.29% | 6.42% |
| NAB Base Variable Rate Home Loan | 6.69% | 6.69% |
| NAB FlexiPlus Mortgage | 10.36% |
Savings accounts
| Product | Advertised rate |
|---|---|
| NAB iSaver | 5.50% |
| NAB Reward Saver | 5.24% |
Term deposits
| Product | Advertised rate |
|---|---|
| NAB Term Deposit | 5.30% |
| NAB Farm Management Deposit | 5.10% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| NAB Retirement Account | 2.40% |
| NAB Business Cash Maximiser | 1.50% |
| NAB Business Interest Account | 1.15% |
| NAB Cash Manager | 0.50% |
Credit cards
| Product | Advertised rate |
|---|---|
| NAB Low Rate Business Card | 13.99% |
| NAB Low Rate Card | 13.99% |
| NAB Business Card | 16.50% |
| NAB Qantas Business Signature Card | 19.50% |
| NAB Rewards Business Signature Card | 19.50% |
| NAB Low Fee Card | 22.49% |
| NAB Qantas Rewards Premium Card | 22.49% |
| NAB Qantas Rewards Signature Card | 22.49% |
| NAB Rewards Platinum Card | 22.49% |
| NAB Rewards Signature Card | 22.49% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| NAB Car Loan | 5.99% | 7.55% |
| NAB Personal Loan | 7.50% | 8.41% |
Business loans
| Product | Advertised rate |
|---|---|
| NAB Business Options Loan | 8.10% |
| NAB QuickBiz Loan | 12.95% |
Overdrafts
| Product | Advertised rate |
|---|---|
| NAB Business Overdraft | 10.97% |
| NAB QuickBiz Overdraft | 16.50% |
Trust accounts
| Product | Advertised rate |
|---|---|
| Victorian Retail Lease Account | 0.05% |
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