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NAB rates

NAB (NATIONAL AUSTRALIA BANK on the Consumer Data Right register) publishes 29 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

NAB's lowest home loan rate is 6.29% on NAB Tailored Home Loan, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.50% on NAB iSaver, 1.50 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. NAB repriced 11 products in the last 30 days, most recently lifting NAB Business Cash Maximiser on 10 October 2026, from 1.25% to 1.50%.

Home loans

ProductAdvertised rateComparison rate
NAB Defence Force Home Loan restricted6.29%6.42%
NAB Tailored Home Loan6.29%6.42%
NAB Base Variable Rate Home Loan6.69%6.69%
NAB FlexiPlus Mortgage10.36%

Savings accounts

ProductAdvertised rate
NAB iSaver5.50%
NAB Reward Saver5.24%

Term deposits

ProductAdvertised rate
NAB Term Deposit5.30%
NAB Farm Management Deposit5.10%

Transaction accounts

ProductAdvertised rate
NAB Retirement Account2.40%
NAB Business Cash Maximiser1.50%
NAB Business Interest Account1.15%
NAB Cash Manager0.50%

Credit cards

ProductAdvertised rate
NAB Low Rate Business Card13.99%
NAB Low Rate Card13.99%
NAB Business Card16.50%
NAB Qantas Business Signature Card19.50%
NAB Rewards Business Signature Card19.50%
NAB Low Fee Card22.49%
NAB Qantas Rewards Premium Card22.49%
NAB Qantas Rewards Signature Card22.49%
NAB Rewards Platinum Card22.49%
NAB Rewards Signature Card22.49%

Personal loans

ProductAdvertised rateComparison rate
NAB Car Loan5.99%7.55%
NAB Personal Loan7.50%8.41%

Business loans

ProductAdvertised rate
NAB Business Options Loan8.10%
NAB QuickBiz Loan12.95%

Overdrafts

ProductAdvertised rate
NAB Business Overdraft10.97%
NAB QuickBiz Overdraft16.50%

Trust accounts

ProductAdvertised rate
Victorian Retail Lease Account0.05%

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