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NAB Retirement Account
NAB Retirement Account is a transaction account. The figures are the ones NAB publishes under the Consumer Data Right today. The advertised rate last moved on 10 October 2026, up from 2.20% to 2.40%.
Advertised rate
2.40%
headline tier
Tiers
4
current rate rows
Last moved
+0.20pp
10 October 2026
Advertised rate, last 30 days. Between 2.20% and 2.40% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, $1 to $9,999$1 - $9,999 | 0.15% |
| Variable, $10,000 to $49,999$10,000 - $49,999 | 1.75% |
| Variable, $50,000 to $249,999$50,000 - $249,999 | 2.25% |
| Variable, $250,000 and over$250,000 plus | 2.40% |
Rate moves, last 30 days
- 10 October 2026: 3 tiers lifted 0.20pp; the lowest, Variable, $10,000 to $49,999, from 1.55% to 1.75%.
Published fees
| Fee | Amount |
|---|---|
| Monthly Account Feesrecurring | $0 |
| Overdrawn Feewhen it happens | $0 |
| Monthly Card Feerecurring: if platinum debit card is linked | $10 |
| International transaction single currencyper transaction: Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | see lender |
| International transaction multi currencyper transaction: Yes, if a standard visa debit card is linked If a platinum visa debit card is linked - fee is charged for ATM cash withdrawals only | see lender |
| Balance enquiry (Overseas ATM)per transaction: Section 2 - Service Fees Account Related Services Overseas access | $1 |
| ATM cash withdrawal fee (Overseas)per transaction | $5 |
Other NAB transaction accounts
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