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MyCard Premier

MyCard Premier is a credit card. The figures are the ones MyCard publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
22.49%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
22.49%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Purchases22.49%
Cash advances22.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Late Payment Feelate payment: The amount charged to your Account after the Payment Due Date if at the time the fee is debited, your Account has an Overdue Amount and the balance of your Acco$30
Dishonour Feedishonour: Charged each time a payment to the account is dishonoured, debited at time of dishonour.$0
Overlimit Feewhen it happens: Only for accounts opened prior to 1 July 2012.$0
Annual Feerecurring$300
Additional Cardholder Feerecurring: You may have up to four additional cardholders, who must be at least 16 years old.$0
International Transaction Feeper transaction: When you make a Retail Purchase or obtain a Cash Advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, orsee lender
Over-the-Counter Transaction Feeper transaction: Charged for each payment made to your Account by cash at an Australia Post outlet displaying the Bank@PostTM symbol.$2.50
Domestic Cash Advance Feeper cash advance: $3.50 per transaction amount or 3.5% of the transaction amount, whichever is higher, for a Cash Advance inside Australia, debited to your Account on the date thsee lender
International Cash Advance Feeper cash advance: $3.50 per transaction amount or 3.50% of the transaction amount, whichever is higher, for a Cash Advance outside Australia, debited to your Account on the date see lender
Paper Statement Feewhen it happens: Charged when we issue you a paper statement and debited to your Account on the last day of the Statement Period.$2

Other MyCard credit cards

MyCard Clear 14.99%MyCard Premier Qantas 22.49%MyCard Rewards 22.49%MyCard Simplicity 22.49%

Get an email the morning MyCard moves this rate.

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