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Border Bank · Credit cards

Credit Card

Border Bank's Credit Card is a credit card. The figures are the ones Border Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
10.76%
headline tier
Tiers
2
current rate rows
Last moved
Never
since tracking began
10.76%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (2)

TierRate
Cash advances10.76%
Purchases10.76%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Replacement Card Feewhen it happens: Payable for any second or subsequent request for the replacement of a Visa Card$10
Visa International Feesper transaction: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency.see lender
Bank@Post Cash Withdrawal feeper withdrawal: Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits$2
Visa Credit Card Annual Feerecurring$30
Third Party Costswhen it happens: At Cost.$0
Default Notice Feewhen it happens: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter.$21.50
Additional Statement Feewhen it happens: $5.00 for Archive Retrieval and $1.50 per page.$5
Overdrawn Account Feewhen it happens: Payable when you exceed your credit limit by $75 or more within a calendar month.$15
Visa Overseas Emergency Feewhen it happens: Payable when you request an emergency replacement Visa Card or emergency cash advance overseas.$175
External Electronic Periodical Paymentsper transaction: Per transaction that you request Border Bank staff to set up on your behalf.$1
Bank Chequewhen it happens: At Cost$0
Bank Draftwhen it happens: Per Draft$15

Get an email the morning Border Bank moves this rate.

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