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BCU Bank rates
BCU Bank publishes 71 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
BCU Bank's lowest home loan rate is 6.24% on Omg Home Loan (P&I) Lvr<60, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.55% on Bonus Saver, 1.55 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. BCU Bank repriced 27 products in the last 30 days, most recently lifting Boss Saver on 1 November 2026, from 5.05% to 5.30%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Omg Home Loan (P&I) Lvr<60 | 6.24% | 6.27% |
| Omg Home Loan (P&I) Lvr>60-80 | 6.29% | 6.32% |
| Offset Home Loan LVR <60 | 6.39% | 6.42% |
| Offset Home Loan LVR >60-80 | 6.48% | 6.51% |
| Fixed P&I Home Loan | 6.49% | 6.51% |
| Basic Inv Loan (P&I) LVR<70 | 6.54% | 6.57% |
| Omg Home Loan (P&I) Lvr>80 | 6.54% | 6.57% |
| Fixed IO Home Loan | 6.59% | 6.52% |
| Basic Inv Loan (P&I) LVR>70 | 6.64% | 6.67% |
| Investment P&I Fixed Home Loan | 6.64% | 6.71% |
| Offset Home Loan LVR >80 | 6.64% | 6.67% |
| Variable Home Loan Inv | 6.69% | 6.72% |
| Investment IO Fixed Home Loan | 6.74% | 6.72% |
| Basic Investment Loan (IO) | 6.94% | 6.75% |
| Variable Home Loan Inv (IO) | 7.87% | 7.06% |
| Bridging Loan restricted | 10.01% | 10.04% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Bonus Saver | 5.55% |
| Boss Saver | 5.30% |
| Power Saver | 4.85% |
| Scoot Super Saver | 3.50% |
| Business iSaver | 1.85% |
Term deposits
Transaction accounts
| Product | Advertised rate |
|---|---|
| Golden Account | 2.70% |
Credit cards
| Product | Advertised rate |
|---|---|
| Classic Credit Card | 11.95% |
| Rewards Credit Card | 13.05% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| New Car Loan | 6.74% | 7.05% |
| Freedom Loan Unsecured | 9.55% | 9.84% |
Overdrafts
| Product | Advertised rate |
|---|---|
| All-In-One | 7.99% |
| Inv All-In-One | 8.15% |
Trust accounts
| Product | Advertised rate |
|---|---|
| Real Estate Trust | 4.14% |
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