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BCU Bank · Personal loans

Freedom Loan Unsecured

BCU Bank's Freedom Loan Unsecured is a personal loan. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
9.55%
headline tier
Comparison rate
9.84%
as published
Last moved
Never
since tracking began
9.55%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, P&I9.55%9.84%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Statement Retrieval Feereplacement: Fee applies for statements over 12 months old.$2.50
Statement Retrieval > 12 Mthswhen it happens$2.50
Loan Establishment Feeupfront: One off establishment fee.$200
Late Payment Notification Feelate payment: When payment to a personal loan becomes overdue by 11 and 30 days.$5
Notice of Demand Feewhen it happens: When payment to a personal loan becomes overdue by 46 days.$75
Management Administration Feelate payment: When payment to a personal loan becomes overdue by more than 90 days.$50
Collection Agent Administration Feelate payment: Payable when you are in arrears for more than 90 days and we choose to engage an external collection agent.$100
Default Interest Rate: A default rate may be charged on any overdue amount if you fail to pay the amount due under the loan contract by its due date.see lender

Other BCU Bank personal loans

New Car Loan 6.74%

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