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BCU Bank · Overdrafts
All-In-One
BCU Bank's All-In-One is a overdraft. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 7.74% to 7.99%.
Advertised rate
7.99%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 7.74% and 7.99% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 7.99% |
Rate moves, last 30 days
- 13 October 2026: Variable lifted 0.25pp, from 7.74% to 7.99%.
Published fees
| Fee | Amount |
|---|---|
| Statement Retrieval Feereplacement: Fee applies for statements over 12 months old. | $2.50 |
| Manual External Transfer Feeper transaction: Staff assisted manual transfer to another organisation. | $2.50 |
| Legal Fee: Payable at cost when legal advice or services are required over the life of the loan. | see lender |
| Third Party Document Production Fee: Payable at cost if the Bank incurs costs or had to pay a third party in connection with something that needs to be done under the Loan or Security. | see lender |
| Title Consent Feewhen it happens: Payable when we are requested to consent to a change relating to your title. | $150 |
| Loan Contract Variation Feeon variation: Charged when we process a variation of your contract or any security such as; substitution, partial release, additional or transfer of security, amendment to th | $250 |
| Withdrawal of Caveat Non-Settlement Feewhen it happens: Without settlement per document. | $55 |
| Withdrawal of Caveat Settlement Feewhen it happens: With settlement per document. | $160 |
| Referral Feewhen it happens: Where a line of credit has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU. | $3.50 |
| Dishonour Feedishonour: Payable when a direct debit set up on your line of credit is dishonoured due to insufficient funds. | $6 |
| Auto Transfer Dishonour Feedishonour: Where a line of credit has insufficient available funds to cover an external auto transfer or BPAY payment, and the transaction is dishonoured. | $6 |
| Visa Foreign Currency Conversion Feeper transaction: 3% of the transaction value in AUD. | $0 |
Other BCU Bank overdrafts
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Every BCU Bank rate · other lenders · this product in the explorer.