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BCU Bank · Home loans
Variable Home Loan Inv (IO)
BCU Bank's Variable Home Loan Inv (IO) is a home loan. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 7.62% to 7.87%.
Advertised rate
7.87%
headline tier
Comparison rate
7.06%
as published
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 7.62% and 7.87% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, Interest only | 7.87% | 7.06% |
Rate moves, last 30 days
- 13 October 2026: Variable, Investor, Interest only lifted 0.25pp, from 7.62% to 7.87%.
Published fees
| Fee | Amount |
|---|---|
| Statement Retrieval Feereplacement: Fee applies for statements over 12 months old. | $2.50 |
| Loan Establishment Feeupfront: No fee for establishment or top-up of the home loan. | $0 |
| Legal Fee: Payable at cost when legal advice or services are required over the life of the loan. | see lender |
| Third Party Document Production Fee: Payable at cost if the Bank incurs costs or had to pay a third party in connection with something that needs to be done under the Loan or Security. | see lender |
| Construction Progress Payment Feeupfront: Charged per drawdown payment that is made on your construction loan. | $50 |
| Title Consent Feewhen it happens: Payable when we are requested to consent to a change relating to your title. | $150 |
| Loan Contract Variation Feeon variation: Charged when we process a variation of your contract or any security such as; substitution, partial release, additional or transfer of security, amendment to th | $250 |
| Withdrawal of Caveat Non-Settlement Feewhen it happens: Without settlement per document. | $55 |
| Caveat Withdrawal Settlement Feewhen it happens: With settlement per document. | $160 |
| Construction Progress Inspection Feeupfront: Charged per property inspection required at key milestone completions during your construction loan. | $121 |
| Loan Account Switching Feeon variation: Charged for switching your home loan to a different product on your request. | $300 |
| Valuation Feeupfront: First valuation is free. | $0 |
Other BCU Bank home loans
Omg Home Loan (P&I) Lvr<60 6.24%Omg Home Loan (P&I) Lvr>60-80 6.29%Offset Home Loan LVR <60 6.39%Offset Home Loan LVR >60-80 6.48%Fixed P&I Home Loan 6.49%Basic Inv Loan (P&I) LVR<70 6.54%Omg Home Loan (P&I) Lvr>80 6.54%Fixed IO Home Loan 6.59%Basic Inv Loan (P&I) LVR>70 6.64%Investment P&I Fixed Home Loan 6.64%Offset Home Loan LVR >80 6.64%Variable Home Loan Inv 6.69%
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