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BCU Bank · Trust accounts
Real Estate Trust
BCU Bank's Real Estate Trust is a trust accounts. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 3.92% to 4.14%.
Advertised rate
4.14%
headline tier
Tiers
1
current rate rows
Last moved
+0.22pp
1 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 4.14% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Referral Feewhen it happens: Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. | $0 |
| Dishonour Feedishonour: Where a direct debit is dishonoured due to insufficient funds. | $0 |
| Overdrawn Account Management Feewhen it happens: A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not hav | $10 |
| Foreign Cheque Deposit <$25,000 Feeper deposit: $10 fee for foreign cheque deposits up to $25,000 AUD. | $10 |
| Foreign Cheque Deposit $25,000+ Feeper deposit: $60 fee for foreign cheque deposits of $25,000 AUD or more. | $60 |
Get an email the morning BCU Bank moves this rate.
Every BCU Bank rate · other lenders · this product in the explorer.