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BCU Bank · Savings accounts

Power Saver

BCU Bank's Power Saver is a savings account. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 4.60% to 4.85%.

Advertised rate
4.85%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
1 November 2026
4.60%4.85%5 October 20264 November 2026

Advertised rate, last 30 days. Between 4.60% and 4.85% over the last 30 days.

Every current rate (2)

TierRate
VariableFloating0.50%
Bonus, up to $250,000Rate available to existing customers.; Rate is applied when no withdrawals are made within the calendar month.4.85%

Rate moves, last 30 days

The advertised rate moved on 1 November 2026, from 4.60% to 4.85%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Overseas Telegraphic Transferper transaction: $45 per staff assisted telegraphic transfer sent in AUD currency.$45
International Transfer Feeper transaction: Per online banking transfer sent in a foreign currency.$15
Cash Handling Feeper transaction: Coin and note deposits are available at BCU branches.see lender
Bank Cheque Feewhen it happens: Per bank cheque requested by you.$10
Manual Trace Feeper transaction: Charged for your request to manually trace a payment to confirm receipt of payment.$40
Cash Passport Feewhen it happens: For the initial activation and each currency top-up requested in branch.$10
Statement Retrieval Feereplacement: Fee applies for statements over 12 months old.$2.50
Audit Certificate Feewhen it happens: Charged per audit certificate request.$30
RTGS From Another Bankper transaction: Per payment received into your account.$8
Manual External Transfer Feeper transaction: Staff assisted manual transfer to another organisation.$2.50
RTGS To Another Bankper transaction: Per payment sent from your account.$25
Referral Feewhen it happens: Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank.$3.50

Other BCU Bank savings accounts

Bonus Saver 5.55%Boss Saver 5.30%Scoot Super Saver 3.50%Business iSaver 1.85%

Get an email the morning BCU Bank moves this rate.

Every BCU Bank rate · every savings account rate compared · other lenders · this product in the explorer.