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BCU Bank · Savings accounts
Bonus Saver
BCU Bank's Bonus Saver is a savings account. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate last moved on 20 October 2026, up from 5.30% to 5.55%.
Advertised rate
5.55%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
20 October 2026
Advertised rate, last 30 days. Between 5.30% and 5.55% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $250,000 and overFloating Balance Tier 2 | 0.05% |
| Variable, up to $250,000Floating Balance Tier 1 | 0.05% |
| Introductory 4 months, up to $5,000,000The Bonus Saver introductory interest rate applies for the first four months on daily closing balances from account opening date. | 5.55% |
Rate moves, last 30 days
- 20 October 2026: Introductory 4 months, up to $5,000,000 lifted 0.25pp, from 5.30% to 5.55%.
Published fees
| Fee | Amount |
|---|---|
| Overseas Telegraphic Transferper transaction: $45 per staff assisted telegraphic transfer sent in AUD currency. | $45 |
| International Transfer Feeper transaction: Per online banking transfer sent in a foreign currency. | $15 |
| Cash Passport Feewhen it happens: For the initial activation and each currency top-up requested in branch. | $10 |
| Statement Retrieval Feereplacement: Fee applies for statements over 12 months old. | $2.50 |
| Manual External Transfer Feeper transaction: Staff assisted manual transfer to another organisation. | $2.50 |
| Referral Feewhen it happens: Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. | $3.50 |
| Dishonour Feedishonour: Where a direct debit is dishonoured due to insufficient funds. | $6 |
| Auto Transfer Dishonour Feedishonour: Charged where there are insufficient funds in your account when an external auto transfer or BPAY payment is due to be made. | $6 |
| Overdrawn Account Management Feewhen it happens: A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not hav | $10 |
| Foreign Cheque Deposit <$25,000 Feeper deposit: $10 fee for foreign cheque deposits up to $25,000 AUD. | $10 |
| Foreign Cheque Deposit $25,000+ Feeper deposit: $60 fee for foreign cheque deposits of $25,000 AUD or more. | $60 |
Other BCU Bank savings accounts
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