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BCU Bank · Credit cards
Classic Credit Card
BCU Bank's Classic Credit Card is a credit card. The figures are the ones BCU Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
11.95%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Purchases | 11.95% |
| Balance transfer | 11.99% |
| Cash advances | 14.80% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Credit Card Annual Feerecurring: Annual fee charged at the end of the month from the account opening, then every year at the end of anniversary month. | $45 |
| Visa Chargeback Request Feewhen it happens: When a cardholder raises a dispute relating to a card transaction. | $25 |
| Statement Retrieval Feereplacement: Fee applies for statements over 12 months old. | $2.50 |
| Declined Emergency Visa Card Feereplacement: Payable if your emergency card request is declined. | $70 |
| Visa Foreign Currency Conversion Feeper transaction: 3% of the transaction value in AUD. | $0 |
| Card Replacement - Standard Feereplacement: For the replacement of a lost or damaged Visa Credit card. | $10 |
| Card Replacement - Urgent Feereplacement: For the urgent replacement of a lost or damaged Visa Credit card. | $50 |
| Emergency Card Replacement - Approved Feereplacement: For the issue of a temporary emergency Visa Credit card, to temporarily replace a lost, stolen or damaged Visa Credit card. | $320 |
| Late Payment Notification Feelate payment: When payment to a credit card becomes overdue by 11 and 30 days. | $5 |
| Notice of Demand Feewhen it happens: When payment to a credit card becomes overdue by 46 days. | $75 |
| Management Administration Feelate payment: When payment to a credit card becomes overdue by more than 90 days. | $50 |
| Collection Agent Administration Feelate payment: Payable when you are in arrears for more than 90 days and we choose to engage an external collection agent. | $100 |
Other BCU Bank credit cards
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