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Bank of Queensland · Credit cards

BOQ Low Rate Visa Credit Card

Bank of Queensland's BOQ Low Rate Visa Credit Card is a credit card. The figures are the ones Bank of Queensland publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
13.99%
headline tier
Tiers
3
current rate rows
Last moved
Never
since tracking began
13.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Purchases13.99%
Balance transfer, standard balance transfer period21.99%
Cash advances21.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
International Transaction Feeper purchase: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant.see lender
Paper Statement Feerecurring: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period.$2
Overlimit Feewhen it happens: Fee per statement period when your credit limit is exceeded.$0
Late Payment Feelate payment: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.$30
Dishonour Feedishonour: Fee for each time a cheque or Direct Debit payment is dishonoured.$10
International Cash Advanceper cash advance: International cash withdrawals made outside Australia on your credit card.see lender
Annual feerecurring$65
Domestic Cash Advance below $100per cash advance: Domestic cash withdrawals from your credit card.$3.50
Domestic Cash Advance above $100per cash advance: Domestic cash withdrawals from your credit card..see lender
Balance Transfer feeper transaction: The balance transfer fee is 3% of the balance transferredsee lender

Other Bank of Queensland credit cards

BOQ Blue Visa Credit Card 21.99%BOQ Platinum Visa Credit Card 21.99%

Get an email the morning Bank of Queensland moves this rate.

Every Bank of Queensland rate · every credit card rate compared · other lenders · this product in the explorer.