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Bank of Queensland rates

Bank of Queensland (Bank of Queensland Limited on the Consumer Data Right register) publishes 19 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Bank of Queensland's lowest home loan rate is 6.28% on BOQ Essential Home Loan, 0.46 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.55% on Simple Saver Account, 1.55 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Bank of Queensland repriced 6 products in the last 30 days, most recently lifting myBOQ Term Deposit on 28 October 2026, from 5.30% to 5.40%.

Home loans

ProductAdvertised rateComparison rate
BOQ Essential Home Loan6.28%6.30%
Economy Variable Home Loan6.28%6.42%
BOQ Plus Home Loan6.39%6.68%
Clear Path Variable Home Loan6.39%6.51%
Fixed Rate Home Loan6.79%6.59%

Savings accounts

ProductAdvertised rate
Simple Saver Account5.55%
Business WebSavings Account4.70%
Superannuation Savings Account3.10%
Kids Savings Account1.25%

Term deposits

ProductAdvertised rate
myBOQ Term Deposit5.40%
Premier Investment Term Deposit5.20%
Farm Management Deposit - Fixed5.05%

Credit cards

ProductAdvertised rate
BOQ Low Rate Visa Credit Card13.99%
BOQ Blue Visa Credit Card21.99%
BOQ Platinum Visa Credit Card21.99%

Personal loans

ProductAdvertised rateComparison rate
Dealer Finance Consumer Loan1.00%1.00%

Business loans

ProductAdvertised rateComparison rate
Specific Security Agreement5.99%7.26%
Business Term Loan11.27%

Overdrafts

ProductAdvertised rate
Business Overdraft12.26%

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