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Bank of Queensland · Home loans
Economy Variable Home Loan
Bank of Queensland's Economy Variable Home Loan is a home loan. The figures are the ones Bank of Queensland publishes under the Consumer Data Right today. The advertised rate last moved on 2 October 2026, up from 6.03% to 6.28%.
Advertised rate
6.28%
headline tier
Comparison rate
6.42%
as published
Last moved
+0.25pp
2 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (13)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 70%, $150,000 and over | 6.28% | 6.42% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $150,000 and overAmount | 6.33% | 6.47% |
| Variable, Investor, P&I, LVR up to 70%, $150,000 and overAmount | 6.38% | 6.52% |
| Variable, Investor, P&I, LVR 70 to 80%, $150,000 and over | 6.44% | 6.58% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $150,000 and overAmount | 6.44% | 6.58% |
| Variable, Investor, Interest only, LVR up to 70%, $150,000 and overAmount | 6.64% | 6.63% |
| Variable, Investor, Interest only, LVR 70 to 80%, $150,000 and overAmount | 6.64% | 6.66% |
| Variable, Investor, P&I, LVR 80 to 90%, $150,000 and over | 6.69% | 6.83% |
| Variable, Investor, Interest only, LVR 80 to 90%, $150,000 and overAmount | 6.84% | 6.89% |
| Variable, Owner occupier, P&I | 7.82% | 7.96% |
| Variable, Investor, P&I | 8.17% | 8.31% |
| Variable, Owner occupier, Interest only | 8.30% | 8.17% |
| Variable, Investor, Interest only | 8.52% | 8.46% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Settlement Feeupfront | $150 |
| Government and other charges: Fees payable to third parties. | see lender |
| Application Feeupfront | $300 |
| Construction Loan Feeupfront | $250 |
| Security Release Feeon exit: Payable when we agree (at your request) to discharge a security. | $350 |
| Production Feewhen it happens: Payable if a certificate of title or any security is required to be produced to another financial institution. | $150 |
| Consent Feeon variation: Payable whenever we give consent (following a request from you) to a change in security. | $300 |
| Monthly Feerecurring: Discounts may apply in some cases. | $10 |
| Substitution of Securityon variation: Payable if we agree to substitution of a security for another security. | $300 |
| Default Feelate payment: Payable 10 days after a repayment date if you have not paid your repayment or any other payment in full on or before that repayment date. | $30 |
Other Bank of Queensland home loans
BOQ Essential Home Loan 6.28%BOQ Plus Home Loan 6.39%Clear Path Variable Home Loan 6.39%Fixed Rate Home Loan 6.79%
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