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Bank of Queensland · Credit cards

BOQ Blue Visa Credit Card

Bank of Queensland's BOQ Blue Visa Credit Card is a credit card. The figures are the ones Bank of Queensland publishes under the Consumer Data Right today. The advertised rate last moved on 1 October 2026, up from 20.99% to 21.99%.

Advertised rate
21.99%
headline tier
Tiers
3
current rate rows
Last moved
+1.00pp
1 October 2026
21.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Balance transfer, standard balance transfer period21.99%
Cash advances21.99%
Purchases21.99%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
International Transaction Feeper purchase: For retail purchases or cash advance transactions made in a foreign currency or using a foreign merchant.see lender
Paper Statement Feerecurring: For each statement period we issue you with a paper statement, $2 will be debited to your account in the following statement period.$2
Overlimit Feewhen it happens: Fee per statement period when your credit limit is exceeded.$0
Domestic Cash Advance above $100per cash advance: Domestic cash withdrawals from your credit card..see lender
Late Payment Feelate payment: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date.$30
International Cash Advanceper cash advance: International cash withdrawals made outside Australia on your credit card.see lender
Dishonour Feedishonour: Fee for each time a cheque or Direct Debit payment is dishonoured.$10
Domestic Cash Advance below $100per cash advance: Domestic cash withdrawals from your credit card.$3.50
Annual feerecurring$89
Balance Transfer feeper transaction: The balance transfer fee is 1% of the balance transferredsee lender

Other Bank of Queensland credit cards

BOQ Low Rate Visa Credit Card 13.99%BOQ Platinum Visa Credit Card 21.99%

Get an email the morning Bank of Queensland moves this rate.

Every Bank of Queensland rate · every credit card rate compared · other lenders · this product in the explorer.