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Bank of Queensland · Business loans

Business Term Loan

Bank of Queensland's Business Term Loan is a business loan. The figures are the ones Bank of Queensland publishes under the Consumer Data Right today. The advertised rate last moved on 2 October 2026, up from 11.02% to 11.27%.

Advertised rate
11.27%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
2 October 2026
11.27%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (3)

TierRate
Variable7.60% to 7.80%
Variable, $200,000 and over7.99% to 8.29%
Variable, P&I11.27% to 12.27%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Settlement Feeupfront: Payable for completing settlement of your facility$150
Switching Feeon variation: Payable whenever your account is converted to another type of account at your request.$300
Break Cost Feewhen it happens: The amount is calculated in accordance with your Facility Agreementsee lender
Construction Loan Fee - Owner Builderupfront: Allows up to 4 drawings, with each additional drawing $100.00$500
Application Feeupfront: 0.75% of the approved limit applies (minimum $750)see lender
Substitution of Security Feeon variation$300
Construction Loan Fee - Contract Builderupfront: Allows up to 4 drawings, with each additional drawing $100.00$250
Break Cost Administration Feewhen it happens$50
Annual Package Feerecurring: For Business Term Loans established under the Business First Lending Package(no longer for sale) this fee is charged annually on the anniversary of the package $495
Security Release Feeon exit: Payable when we agree at your request) to discharge a security$350
Monthly Service Feerecurring$25
Legal Review Fees - Complex Documentswhen it happens: Payable for each document that the Bank is required to review, amend or prepare and which is categorised by the bank as a complex document$500

Other Bank of Queensland business loans

Specific Security Agreement 5.99%

Get an email the morning Bank of Queensland moves this rate.

Every Bank of Queensland rate · every business loan rate compared · other lenders · this product in the explorer.