Lenders › Qudos Bank › VISA Platinum Credit Card
Qudos Bank · Credit cards
VISA Platinum Credit Card
Qudos Bank's VISA Platinum Credit Card is a credit card. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 18.99% to 20.99%.
Advertised rate
20.99%
headline tier
Tiers
4
current rate rows
Last moved
+2.00pp
1 November 2026
Advertised rate, last 30 days. Between 18.99% and 20.99% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Introductory 5 monthsIntro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the... | 4.99% |
| Balance transfer | 20.99% |
| Cash advances | 20.99% |
| Purchases | 20.99% |
Rate moves, last 30 days
- 1 November 2026: 3 tiers lifted 2.00pp; the lowest, Purchases, from 18.99% to 20.99%.
Published fees
| Fee | Amount |
|---|---|
| Copies of documents other than statementswhen it happens: No charge applies for copies of documents such as loan or withdrawal forms. | $0 |
| Statement Copieswhen it happens: This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. | $5 |
| Additional Card Holder Feewhen it happens | $0 |
| Cash Advance Feeper cash advance: For cash advances overseas, a foreign currency conversion fee is also payable. | $5 |
| International Transaction Fee (ITF)per transaction | see lender |
| Emergency Overseas Visa Replacement Cardreplacement: Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. | $175 |
| Emergency Overseas Visa Cash Advancereplacement: Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. | $175 |
| Replacement Cardswhen it happens | $0 |
| Annual Feerecurring | $189 |
| Late Payment Feelate payment | $0 |
Other Qudos Bank credit cards
Get an email the morning Qudos Bank moves this rate.
Every Qudos Bank rate · every credit card rate compared · other lenders · this product in the explorer.