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Qudos Bank · Credit cards
Lifestyle Plus
Qudos Bank's Lifestyle Plus is a credit card. The figures are the ones Qudos Bank publishes under the Consumer Data Right today. The advertised rate last moved on 1 November 2026, up from 15.85% to 19.74%.
Advertised rate
19.74%
headline tier
Tiers
4
current rate rows
Last moved
+3.89pp
1 November 2026
Advertised rate, last 30 days. Between 15.85% and 19.74% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Introductory 5 monthsIntro rate applies to all transactions (including purchases and balance transfers) for the first five months from the first date your... | 4.99% |
| Balance transfer | 19.74% |
| Cash advances | 19.74% |
| Purchases | 19.74% |
Rate moves, last 30 days
- 1 November 2026: 3 tiers lifted 3.89pp; the lowest, Purchases, from 15.85% to 19.74%.
Published fees
| Fee | Amount |
|---|---|
| Copies of documents other than statementswhen it happens: No charge applies for copies of documents such as loan or withdrawal forms. | $0 |
| Statement Copieswhen it happens: This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. | $5 |
| Additional Card Holder Feewhen it happens | $0 |
| Cash Advance Feeper cash advance: For cash advances overseas, a foreign currency conversion fee is also payable. | $3.50 |
| International Transaction Fee (ITF)per transaction | see lender |
| Replacement Cardswhen it happens | $0 |
| Emergency Overseas Visa Cash Advancereplacement: Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. | $175 |
| Emergency Overseas Visa Replacement Cardreplacement: Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. | $175 |
| Annual Feerecurring | $0 |
| Late Payment Feelate payment | $0 |
Other Qudos Bank credit cards
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