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Newcastle Permanent Building Society rates

Newcastle Permanent Building Society publishes 34 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Newcastle Permanent Building Society's lowest home loan rate is 6.19% on Real Deal Home Loan Principal and Interest, 0.55 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.95% on Smart Saver Account (under 25), 1.95 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Newcastle Permanent Building Society repriced 15 products in the last 30 days, most recently lifting Term Deposit on 26 October 2026, from 5.20% to 5.30%.

Home loans

ProductAdvertised rateComparison rate
Real Deal Home Loan Principal and Interest6.19%6.23%
Premium Plus Package Fixed Rate Home Loan Principal and Interest6.39%7.88%
Premium Plus Package Variable Home Loan Principal and Interest6.39%6.73%
Real Deal Home Loan Interest Only6.44%6.34%
Real Deal Home Loan Investment Principal and Interest6.44%6.48%
Fixed Rate Home Loan Principal and Interest6.49%7.83%
Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest6.49%8.14%
Fixed Rate Home Loan Investment Principal and Interest6.59%8.10%
Premium Plus Package Fixed Rate Home Loan Investment Interest Only6.59%8.17%
Premium Plus Package Variable Home Loan Investment Principal and Interest6.59%6.92%
Fixed Rate Home Loan Investment Interest Only6.69%8.14%
Real Deal Home Loan Investment Interest Only6.69%6.59%
Premium Plus Package Fixed Rate Home Loan Interest Only6.79%7.99%
Premium Plus Package Variable Home Loan Investment Interest Only6.83%7.00%
Fixed Rate Home Loan Interest Only6.89%7.96%
Premium Plus Package Variable Home Loan Interest Only6.90%6.92%
Bridging Loan restricted7.59%7.63%

Savings accounts

ProductAdvertised rate
Smart Saver Account (under 25)5.95%
Smart Saver Account4.95%
Online Savings Account (including Intro)4.25%

Term deposits

ProductAdvertised rate
Term Deposit5.40%

Transaction accounts

ProductAdvertised rate
Special Monthly Interest2.00%
Business Cash Management Account1.15%
Everyday Account0.01%
Everyday Account with partial interest offset0.01%

Credit cards

ProductAdvertised rate
Business Plus Credit Card11.99%
Value Plus Credit Card11.99%

Personal loans

ProductAdvertised rateComparison rate
Secured Personal Loan & Car Loan6.49%6.84%
Unsecured Personal loan8.99%9.35%

Business loans

ProductAdvertised rate
Business Loan Fixed Rate Interest Only6.60%
Business Loan Fixed Rate Principal and Interest6.60%
Business Loan Variable Rate Principal and Interest8.06%
Business Loan Variable Rate Interest Only8.51%

Overdrafts

ProductAdvertised rate
Business Overdraft Facility8.51%

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