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Newcastle Permanent Building Society · Savings accounts
Smart Saver Account
Newcastle Permanent Building Society's Smart Saver Account is a savings account. The figures are the ones Newcastle Permanent Building Society publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 4.45% to 4.95%.
Advertised rate
4.95%
headline tier
Tiers
5
current rate rows
Last moved
+0.50pp
9 October 2026
Advertised rate, last 30 days. Between 4.45% and 4.95% over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| VariableEntire Balance | 0.05% |
| Bonus, $250,000 and over | 4.70% |
| Bonus, $50,000 to $100,000 | 4.70% |
| Bonus, $100,000 to $250,000 | 4.70% |
| Bonus, up to $50,000 | 4.95% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Dishonour (Direct Debit and Cheque)dishonour | $9 |
| Visa Cash Advance Feeper cash advance | $5 |
| Real Time Gross Settlements (RTGS)per withdrawal: When you send an RTGS | $30 |
| Real Time Gross Settlements (RTGS) - Inward NPBS feeper deposit | $12 |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution feeper withdrawal: Unascertainable | see lender |
| Foreign Currency Conversionper purchase | see lender |
| Financial Institution Cheque Replacementreplacement | $15 |
| Financial Institution Chequeper withdrawal | $10 |
| Card Replacement Overseasreplacement | $100 |
| Branch Withdrawalper withdrawal: 2 free Branch Withdrawals per month | $3 |
| Account Overdrawnwhen it happens | $5 |
| Document and Miscellaneous Serviceper enquiry: $60/hour (min $10/copy) | see lender |
Other Newcastle Permanent Building Society savings accounts
Get an email the morning Newcastle Permanent Building Society moves this rate.
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