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Newcastle Permanent Building Society · Home loans
Real Deal Home Loan Principal and Interest
Newcastle Permanent Building Society's Real Deal Home Loan Principal and Interest is a home loan. The figures are the ones Newcastle Permanent Building Society publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 5.94% to 6.19%.
Advertised rate
6.19%
headline tier
Comparison rate
6.23%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 5.94% and 6.19% over the last 30 days.
Every current rate (3)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 80%, $150,000 and overReal Deal Special 1 Balance | 6.19% | 6.23% |
| Variable, Owner occupier, P&I, LVR 80 to 95%, $150,000 and overReal Deal Special 2 Balance | 6.99% | 7.03% |
| Variable, Owner occupier, P&I | 8.35% | 8.40% |
Rate moves, last 30 days
- 9 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 80%, $150,000 and over, from 5.94% to 6.19%.
Published fees
| Fee | Amount |
|---|---|
| Electronic Transfer Feeper withdrawal: Payable to us when we are required to electronically transfer money for settlement. | $30 |
| Default Administration Fee 2late payment: Where more than one repayment is in default (the fee will be charged the month the payment is due and each later month until the month after you pay the amount) | $50 |
| Title Search Feeupfront: This comprises our external searcher’s fee and the Land and Property Information fees. | $75 |
| Settlement Financial Institution Cheque Feeper withdrawal: Payable to us when we are required to issue Financial Institution Cheques for settlement. | $5 |
| Settlement Reschedule Feewhen it happens: Payable to us when your discharge settlement is cancelled and/or rescheduled. | $85 |
| Discharge Administration Feeon exit: Payable whenever we arrange for a discharge of mortgage. | $250 |
| Substitution in Security Feeon variation: Payable when the Security listed on a mortgage is changed. | $350 |
| Establishment Feeupfront: Establishing a loan is an involved process and requires the expertise of trained staff to assess the loan application, create detailed documentation, coordinate | $595 |
| Application Feeupfront: Payable to us when increasing borrowing against an existing security. | $350 |
| Consent Feewhen it happens: Payable whenever we agree to a change relating to the title of the property. | $200 |
| Redraw Fee via Branchper withdrawal: Redraw of advance funds via a Branch. | $25 |
| Document and Miscellaneous Serviceper enquiry: Fee applies if you request copies of documents such as withdrawal slips or statements, you ask us to verify a transaction on your account or you request any oth | see lender |
Other Newcastle Permanent Building Society home loans
Premium Plus Package Fixed Rate Home Loan Principal and Interest 6.39%Premium Plus Package Variable Home Loan Principal and Interest 6.39%Real Deal Home Loan Interest Only 6.44%Real Deal Home Loan Investment Principal and Interest 6.44%Fixed Rate Home Loan Principal and Interest 6.49%Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest 6.49%Fixed Rate Home Loan Investment Principal and Interest 6.59%Premium Plus Package Fixed Rate Home Loan Investment Interest Only 6.59%Premium Plus Package Variable Home Loan Investment Principal and Interest 6.59%Fixed Rate Home Loan Investment Interest Only 6.69%Real Deal Home Loan Investment Interest Only 6.69%Premium Plus Package Fixed Rate Home Loan Interest Only 6.79%
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